What you don’t know about managing your money may end up hurting you. If you don’t know how to manage a budget, combat debt, fix a poor credit rating, or invest in an RRSP or TFSA, you’re missing out on opportunities that can improve your odds for financial stability, growth and success.

Personal finance has always been difficult to understand, and even more difficult to succeed in, given the overwhelming amount of information and options available. This difficulty is certainly compounded by the amount of financial advisors, wealth concierges and robo-advisors speaking to us all at the same time, each warranting a better financial future. However, it is important to acknowledge that everyone’s financial needs and opportunities vary tremendously, and understanding your goals is crucial to making better decisions.

I have curated a reading list as a starting point to educate yourself on financial planning. While you are constantly faced with incredibly complex and data-driven services to better your financial situation, this list should be instrumental in improving your knowledge, one concept at a time. From daily blog posts to podcasts, to a wealth of government-funded resources, dive into these materials to find actionable insights and perspective on where your finances may need some attention. No one here may be expecting overnight success after reading these books and resources, but hopefully they will help you ask the right questions, and be informed about decisions that help you achieve your goals.